MERRY CARIAGA is a Christian American author. She is the mother of one child, Reagan Samuel Cariaga. She holds a Bachelor of Science in Health Science from California State University, Long Beach. She is currently a Preferred Dave Ramsey financial coach while also maintaining a full-time professional career.

She lives with her son, Reagan, and her two precious toy dogs, Marley and Nicho, in a small community in Oklahoma. She also spends time in Southern California, where she was raised.
In her spare time, she enjoys gardening, going to the park with her son, and embracing motherhood. She is an active member of her home church. She sponsors a child through Compassion International and is involved in rescuing endangered wildlife through a nonprofit organization.

Her vision is to become a philanthropist upon retirement, dedicating more of her time to supporting children in the system and traveling to developing countries to help those in need. Her passion is studying the Bible with other women to help them grow deeper in their relationship with God, strengthen their faith, and offer encouragement.